Bret Cook, RJFS Financial Advisor

"A solid financial plan starts with understanding each person's unique goals while taking into consideration how to preserve wealth and build financial legacies." – Bret Cook

Bret believes developing long-term financial goals is an essential piece in building a financial legacy. Since 1997, he has been helping people with their short-term and long-term financial goals. Bret has a series 7 and 63 licenses as well as being a licensed life and health insurance agent. He is actively involved in the Clare County Community Foundation, the Clare Rotary Club, the Clare Church of the Nazarene and the Clare Chamber of Commerce. Bret also serves as Chairman and volunteer for Clare & Gladwin County Junior Achievement, Little League & Soccer Coach, Farwell High School Business Department Advisory Board Member, and Farwell High School Mentoring and Job Shadow Program Volunteer.

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Jane Kiel, RJFS Financial Advisor, MBA

Jane has been managing investments and building retirement since 1994. She enjoys building balanced portfolios that consist of fixed income, individual stocks and mutual funds. Jane holds a General Securities Representative License (Series 7) and is a licensed insurance agent. She earned her Bachelor of Science in Accounting and Masters in Business Administration from Central Michigan University. She is a member of the Mt. Pleasant Lions Club, St. Michaels Catholic Church, Sanibel Captiva Conservation Foundation, Art Reach of Mid Michigan and serves on the board of HATS (Humane Animal Treatment Society).

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David Moscardelli, RJFS Financial Advisor, AAMS

"I approach financial planning with the heart of a teacher. I enjoy helping people to truly understand investing." – David Moscardelli

David has been managing investments while providing investment advice since 2002. David holds professional designations including AAMS (Accredited Asset Management Specialist), Series 7, 63, and 65 Licenses as well as a licensed life and health insurance agent and is a member of the Financial Service Institute. He is actively involved with the Mt. Pleasant Chamber of Commerce Executive Board, Le Tour de Mont Pleasant Race Coordinator, Mt. Pleasant Optimist Club and Mt. Pleasant Oilers Athletic Sports Boosters President as well as Dave Ramsey FPU Coordinator.

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