Online Banking

CDS

Isabella Bank offers a variety of Certificates of Deposit terms and rates. (For more information, including rates for Individual Retirement Acounts (IRAs), bump CDs and future growth certificates of deposit, contact your local office.

  Term

$1,000 Minimum Balance Requirement

$10,000 Minimum Balance Requirement

 

Interest Rate

Annual Percentage Yield (APY)

Interest Rate

Annual Percentage
Yield (APY)

6 Month 0.050% 0.05% 0.250% 0.25%
12 Month 0.150% 0.15% 0.399% 0.40%
24 Month 0.399% 0.40% 0.648% 0.65%
36 Month 0.549% 0.55% 0.797% 0.80%
48 Month 0.847% 0.85% 1.094% 1.10%
60 Month 1.144% 1.15% 1.391% 1.40%
15 Month Bump* 0.150% 0.15% 0.399% 0.40%
72 Month Bump** 1.144% 1.15% 1.391% 1.40%

*We may change the interest rate on your account once during the original term at your request.  The interest rate for your account will never exceed 5.00% above or fall more than 5.00% below the initial interest rate.

** We may change the interest rate on your account twice during the original term at your request.  The interest rate for your acount will never exceed 5.00% above or fall more than 5.00% below the initial interest rate.

Rates as of 04/15/2013 and subject to change.  Certificates of deposit have a penalty for early withdrawal; fees may reduce earnings.