Online Banking

Home Loans

Whether you are buying a home or refinancing, building a new home, or looking to use the equity you've created to make home improvements, the mortgage professionals at Isabella Bank can help you find the mortgage to fit your needs. For more information, current mortgage rates or to apply online - visit, email, or apply online.

Buying / Refinancing

Apply Online - Print an Application - Mortgage Application Checklist

  • Fixed Rate Mortgages

    Interest rate stays the same throughout the term, keeping your principal and interest payments the same for the life of the loan.
  • Jumbo Mortgages

    A type of mortgage for homes of high value.
  • Adjustable Rate Mortgage (ARM)

    The interest rate on an ARM loan is variable and automatically adjusts after the initial period disclosed in the loan agreement.  When the rate adjusts, there are not additional refinance costs.

Building a New Home

Apply Online - Print an Application - Mortgage Application Checklist

  • Construction Mortgages

    A six month line of credit used for building a new home. Interest is paid monthly during construction and then upon completion the loan is refinanced (subject to credit approval) for payments that will include principal and interest.

Home Improvements

Mortgage Application Checklist

  • Fixed Home Equity

    Allows you to use the equity in your home to do home improvement projects. The loans are established with a fixed payment and fixed rate until the loan matures.
  • > Print an Application

  • Home Equity Lines of Credit

    Allows you to use the equity in your home to do home improvement projects. These are revolving lines of credit giving you the ability to draw against the available balance. These loans have a variable rate and the monthly payment is dependant upon the outstanding balance of the loan.
  • > Print an Application

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