Miles Coffland, Isabella Bank Trust Officer, CTFA, CPA
*Miles Coffland is not affiliated with Raymond James.
Bret Cook, RJFS Financial Advisor
“A solid financial plan starts with understanding each person’s unique goals while taking into consideration how to preserve wealth and build financial legacies.” – Bret Cook
Bret believes developing long-term financial goals is an essential piece in building a financial legacy. Since 1997, he has been helping people with their short-term and long-term financial goals. Bret has a series 7 and 63 licenses as well as being a licensed life and health insurance agent. He is actively involved in the Clare County Community Foundation, the Clare Rotary Club, the Clare Church of the Nazarene and the Clare Chamber of Commerce. Bret also serves as Chairman and volunteer for Clare & Gladwin County Junior Achievement, Little League & Soccer Coach, Farwell High School Business Department Advisory Board Member, and Farwell High School Mentoring and Job Shadow Program Volunteer.
Randy Dickinson, Isabella Bank Vice President & Trust Officer, CTFA, CPA
“Investing is about balancing returns while controlling risks.” – Randy Dickinson
Randy believes controlling risks is an important element to building a strong financial plan. Whether he is administering a trust or helping with an estate plan, creating a strategy to handle a family’s estate, Randy tailors a plan to fit their individual situation. He graduated from Michigan State University with a Bachelor of Science in Business Administration. Randy is a Certified Public Accountant and Certified Trust Financial Advisor with 20 years of Trust experience. He is actively involved with the Michigan Banker’s Association Trust Management Group and Executive Group, a member of the Northeastern Michigan Estate Planning Council, and enjoys coaching hockey, basketball and baseball.
*Randy Dickinson is not affiliated with Raymond James.
Jane Kiel, RJFS Financial Advisor, MBA
Jane has been managing investments and building retirement dreams since 1994. With over 25 years of banking and financial experience, she enjoys building balanced portfolios that consist of fixed income, individual stocks and mutual funds. Jane holds a General Securities Representative License (Series 7) and is a licensed insurance agent. She earned her Bachelor of Science in Accounting and Masters in Business Administration from Central Michigan University. She is a member of the Mt. Pleasant Lions Club, St. Michaels Catholic Church, Sanibel Captiva Conservation Foundation and Art Reach of Mid Michigan. She also actively volunteers with HATS (Humane Animal Treatment Society), the Red Cross, Women’s Aid Service and United Way of Isabella County.
Michelle Mease, Isabella Bank Assistant Vice President & Trust Officer, CTFA
“Together we build an investment strategy designed to make your personal financial goals attainable.” – Michelle Mease
Michelle is an experienced Trust officer that has a passion for helping people reach their trust and investment goals. She believes by truly listening to her clients, she can develop a comprehensive investment plan designed to reach their personal financial goals. Michelle graduated from Central Michigan University with a Bachelor of Science in Business Administration and has been a financial professional with Isabella Bank since 1994. She is a certified Trust Financial Advisor and a member of the Great Lansing Estate Planning Counsel.
*Michelle Mease is not affiliated with Raymond James.
David Moscardelli, RJFS Financial Advisor, AAMS
“I approach financial planning with the heart of a teacher. I enjoy helping people to truly understand investing.” – David Moscardelli
David has been managing investments while providing investment advice since 2002. David holds several professional designations including AAMS (Accredited Asset Management Specialist), Series 7, 63, and 65 Licenses as well as a licensed life and health insurance agent and is a member of the Financial Service Institute. He is actively involved with the Mt. Pleasant Chamber of Commerce Executive Board, Le Tour de Mont Pleasant Race Coordinator, Mt. Pleasant Optimist Club and Mt. Pleasant Oilers Athletic Sports Boosters President as well as Dave Ramsey FPU Coordinator.
Paul Siers, Isabella Bank Vice President, RJFS Financial Advisor
“I believe in considering all influencing factors when investing. Investments should fit into an overall cohesive, conservative investment plan.” – Paul Siers
Paul takes an overall conservative approach to financial advising. He recognizes each customer and their situation is unique. With over 35 years of experience, Paul is able to create an individual investment plan, tailored to meet the needs of his clients and their individual financial goals. He has been an investment advisor at Isabella Bank since 1994, holds Series 7, 24, 65, and 63 Broker Licenses, and leads the team of financial advisors at Isabella Bank. In addition to financial planning, Paul spent 18 years as a Certified Trust and Financial Advisor working with customers in the Isabella Bank Trust Department. Paul is actively involved in the Rotary Club, Chippewa Watershed Conservancy and the Sacred Heart Parish.
Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent, registered broker/dealer. Securities offered through Raymond James Financial Services are :
|Not Deposits||Not Guaranteed by Isabella Bank||Subject to Risk|
|Not Insured by FDIC or any other Government Agency||May Lose Value|
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