Enjoying Retirement

After a few months of retirement, many of us are not sure how we ever had time to work. The free time we thought we would have is quickly taken up by home improvement projects, babysitting grandkids, volunteering, and revisiting our hobbies. 

In our working years, we relied upon our paycheck to cover our bills, but now our lifestyle depends on the income we can earn from our retirement savings. Just as we monitored our investments during our working years, we need to review them on a regular basis after we retire. A meeting with a financial advisor will help us determine if our investment income is keeping pace with our lifestyle or if we need to make adjustments.

For retirees who find their calendars quickly filling up, this is also a great time to consider the benefits of 
a discretionary investment account. This type of account gives us the ability to set financial goals, but leaves the day-to-day investment decisions to a financial professional.


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Planning Tips

  • Will I outlive my retirement savings?

  • How could health care or long term care costs affect me? 

  • Do I plan to pass on some of my savings to family or charities? If so, do I have
    a plan in place for this?

  • Do my investments reflect my current risk tolerance?

Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent, registered broker/dealer.  Securities offered through Raymond James Financial Services are :

Not Deposits Not Guaranteed by Isabella Bank Subject to Risk
Not Insured by FDIC or any other Government Agency May Lose Value

This site is published for residents of the United States only.  Raymond James' Financial Advisors may only conduct business with residents of the states for which they are properly registered.  Please note that not all of the investments and services mentioned are available in every state.  Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site.  Contact your local Raymond James office for information and availability.  Raymond James Financial Services, Inc. Privacy Notice.

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Isabella Bank and Isabella Bank Investment & Trust Services is independent of Raymond James Financial Services, Inc.  Trust Services are not affiliated with Raymond James Financial Services, Inc.