Planning for Long Term Care

Most of us have probably witnessed firsthand, or at least heard a story about how quickly a family’s nest egg can be depleted from the high costs of long term care. This causes not only stress on the individual who needs the care, but also on their family. By developing a long term care plan, we will be better prepared for our financial future.

Like any other large expense, we need to consider how we are going to pay for long term care. Some of us may rely upon our savings, some government benefits, and others a long term care insurance policy. There are also other options available that are designed to help us protect our assets if we need long term care while also giving us protection if we never use it. A financial advisor can help us determine which option is best for us, as well as offer valuable planning tips to protect our assets should we need long term care. 


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Planning Tips

  • What types of care are available in my area? What are the costs?

  • Am I eligible for Medicaid? 

  • How will my need for long term care affect my spouse? My family?

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