Reap the rewards of a higher balance. You’ll enjoy competitive, tiered earnings on your balance of $1,000 or more.


Key Features

  • Great for High Balances
  • Loan Discount Available
  • Competitive, Tiered Interest
  • Free Digital Banking2
  • Interest-bearing checking account
    • Earn interest on balances of $1,000 or more
    • Tiered interest, rewarding bigger balances with higher rates
  • 0.25% rate discount on new loans when you set up automatic payments
  • Avoid the $8 monthly service fee by maintaining a $1,000 minimum average balance
  • Unlimited monthly transactions
  • Free Mastercard® debit card with Isabella Bank Rewards1
  • Make surcharge-free withdrawals at more than 55,000 locations with the Allpoint ATM Network 
  • Free digital banking, including:2
    • Online banking
    • Mobile banking
    • Mobile deposit
    • eStatements3
  • Free mobile pay services available
  • Free telephone banking available
  • $1 minimum deposit to open

Overdraft peace of mind: Check out our Checking Account Overdraft Options.

Create a brighter future with free financial literacy training through Community Compass. Learn about the features, benefits, and functions of checking accounts.

1Isabella Bank does not charge for issuing a debit card, however you may incur transaction fees when you use the card at a merchant or at an ATM. Additional fees apply if enrolling in the Gold or Platinum Rewards Card program. 

2Third party data and text messaging charges and/or internet services may apply. Please contact your provider for details. Person-to-Person (P2P) and Bank-to-Bank Transfers (B2B) available for an additional fee, please contact your account specialist for details.  

3A  monthly paper statement fee will be charged to all checking accounts not enrolled for electronic statements through our online banking services. For additional information on how to avoid this fee, please see a teller or a deposit account specialist.