Agriculture Loans

Financing for Local Farmers

Flexible financing for equipment, land, livestock, and more — all supported by local ag experts.
Contact our Ag Lending Team

Supporting the Heart of Our Community—Local Agriculture

As your community bank, we’re proud to stand behind the farmers and ag businesses that keep Mid-Michigan thriving. Whether you need financing for equipment, livestock, or land, our agriculture loans are designed to help your operation grow and succeed. 

From working capital to irrigation systems, we offer flexible solutions tailored to your farm’s unique needs. Our experienced lenders understand local agricultural standards and are committed to helping you achieve your goals. 

Financing That Works as Hard as You Do
  • Competitive rates for agribusiness needs: working capital, farming equipment, livestock, inventory, vehicles, real estate, irrigation systems, and more
  • Operating Lines of Credit: manage cash flow from planting to harvest with flexible options
  • Equipment & Livestock Financing: upgrade equipment or expand herds without draining working capital
  • Agricultural Real Estate Loans with a range of terms and expanded long-term options 
  • Attentive, personalized service

Why Choose Our Ag Financing?

Your farm is the backbone of our community—let us help you keep it strong.
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Customized Support

customized repayment terms

A Range of Terms

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Quick Local Processing

competitive rates

Fixed Rate Options

Customer support person icon

Customized Support

customized repayment terms

A Range of Terms

Handshake icon

Quick Local Processing

competitive rates

Fixed Rate Options
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Support for Farmers at Every Stage

Partnering for Your Success

 We partner with the USDA Farm Service Agency to offer financing options that help farmers buy, build, or improve farmland. From young and beginning farmers to seasoned operations, our team is here to support your growth.
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Compare Your Business Loan Options

Find the right financing solution for your business—from everyday working capital to long-term growth projects. Compare loan types to see what best fits your goals. 
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Upgrade Essential Equipment

Equipment Financing for Your Business

Get the equipment you need without draining your cash. We offer competitive rates, a range of terms, and quick local decisions for new or used equipment.

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Flexible Funding Options

Business Term Loans & Lines of Credit

Flexible financing to help you manage cash flow, cover expenses, or prepare for seasonal needs. With competitive rates and reusable lines of credit, you only pay interest on what you use.
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Lease What Your Team Needs

Commercial & Municipal Leasing

Lease equipment, vehicles, or machinery with no upfront costs and predictable payments. A flexible solution for businesses, municipalities, and specialized industries.
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Government Backed Financing

Small Business Administration (SBA) Loans

SBA loans make it easier to finance growth with lower down payments and longer repayment terms. They’re a smart option for expanding, upgrading, or strengthening cash flow.
Learn More
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Financing for Any Property

Commercial Real Estate (CRE) Loans

Finance the purchase, construction, or renovation of commercial property with competitive rates and flexible structures. Local lenders guide you every step of the way.
Learn More
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Upgrade Essential Equipment

Equipment Financing for Your Business

Get the equipment you need without draining your cash. We offer competitive rates, a range of terms, and quick local decisions for new or used equipment.

Learn More
Smiling business owner walking through aisles of inventory
Flexible Funding Options

Business Term Loans & Lines of Credit

Flexible financing to help you manage cash flow, cover expenses, or prepare for seasonal needs. With competitive rates and reusable lines of credit, you only pay interest on what you use.
Learn More
Four construction professionals in hard hats and safety vests converse outdoors.
Lease What Your Team Needs

Commercial & Municipal Leasing

Lease equipment, vehicles, or machinery with no upfront costs and predictable payments. A flexible solution for businesses, municipalities, and specialized industries.
Learn More
Woman wearing apron standing in front of her store with an "Open" sign on the door.
Government Backed Financing

Small Business Administration (SBA) Loans

SBA loans make it easier to finance growth with lower down payments and longer repayment terms. They’re a smart option for expanding, upgrading, or strengthening cash flow.
Learn More
commercial real estate business people walking outside building
Financing for Any Property

Commercial Real Estate (CRE) Loans

Finance the purchase, construction, or renovation of commercial property with competitive rates and flexible structures. Local lenders guide you every step of the way.
Learn More