Blogs

Accumulating money in your savings account feels good until you realize it’s just sitting there earning almost no interest. Putting it in CDs could be the answer, except, you may need those funds to pay an unexpected medical bill or replace your furnace. CD laddering can give you both the stability of a guaranteed investment and the flexibility of quick cash when you need it.

To keep your business growing, you need a strong business credit profile. Your business credit score is a key indicator of your enterprise’s stability and credibility. Like your personal credit score, it’s based on a mix of factors, including payment history, credit utilization, and account age. But unlike your personal credit score, it’s searchable by anyone, including potential customers, suppliers, insurers, investors, and lenders.

Medicare scams continue to plague seniors across the country, including seniors right here in Mid-Michigan, exploiting their trust and vulnerability for financial gain. We’ll be looking at the senior aid helper scam, which targets seniors in various ways, ranging from fraudulent calls offering assistance with disability benefits to fake advertisements promising comprehensive aid and support. As with most Medicare scams, the impact on seniors can be financially and emotionally devastating.

If you’re in your 30s and 40s, retirement seems a long way off. Financial decisions you make now, though, will determine when you can retire and how much money you’ll have. Here are six retirement savings mistakes to avoid now so you can plan for a comfortable retirement later.

Life is about change. Whether it’s graduating from school, moving to a new city, or starting a family, our lives change and mature. Your financial goals and priorities also change throughout your life. In this article, we’ll look at three financial phases and how to navigate them.

Saving for your child’s education is a significant financial goal. But if you’re not careful, it’s easy to make mistakes that can jeopardize your plans. By being aware of these common pitfalls, you can make informed decisions and set yourself (and your child) up for a successful future.

Believe it or not, more all-cash homebuyers are out there than ever before. Some sellers prefer the convenience and simplicity of dealing with a cash buyer. Are these offers legit? Many are – but others are scams.

Have you recently received multiple calls or voicemails from someone claiming to be with Consumers Energy and wanting to discuss supply charges on your gas bill? Don’t call the number back. Many people in Mid-Michigan are being targeted by fraudsters posing as Consumers Energy representatives.

In an election year, scams and misinformation about voter registration increase. Voter registration fraud happens when scammers pretend to be election officials or campaign workers to trick you into giving them your personal information.