Equipment Loans

Upgrade Your Operations

Get the equipment you need with flexible financing and fast local approvals. 
Apply Now 

Power Your Business with the Right Equipment

Your business depends on reliable equipment. Whether you’re purchasing new machinery, upgrading outdated tools, or making essential repairs, we’re here to help you keep operations running smoothly—without draining your working capital. 

From agriculture to manufacturing, hospitality to healthcare, our equipment loans are tailored to meet your unique needs. The right equipment keeps your business moving forward — don’t let outdated tools hold you back. 

Solutions Designed Around Your Business
  • Competitive rates for new or used equipment 
  • Customized repayment terms designed for your business 
  • Preserve working capital and savings 
  • Avoid downtime and outdated equipment 
  • Refinance existing equipment loans to potentially lower your rate 
  • Local Mid-Michigan decision-making for fast approvals and closings 
  • Attentive, personalized service from start to finish 

Why Choose Our Equipment Financing?

We’ll work with you to create a financing plan that supports your goals and keeps you ahead of the competition.
Percentage icon

Competitive Rates

Document icon

Customized Terms

Handshake icon

Quick, Local Processing

local expertise

Knowledgeable Team

Percentage icon

Competitive Rates

Document icon

Customized Terms

Handshake icon

Quick, Local Processing

local expertise

Knowledgeable Team
Yellow and black wheel loader with raised bucket attachment on gravel surface against clear sky

Explore Additional Michigan Financing

Access MEDC Business Programs

Michigan businesses may qualify for specialized MEDC programs that enhance borrowing power, support growth, and overcome collateral or cashflow challenges. Our team can help you find the right option.
Request More Information

Compare Your Business Loan Options

Find the right financing solution for your business—from everyday working capital to long-term growth projects. Compare loan types to see what best fits your goals. 
Four construction professionals in hard hats and safety vests converse outdoors.
Lease What Your Team Needs

Commercial & Municipal Leasing Loans

Lease equipment, vehicles, or machinery with no upfront costs and predictable payments. A flexible solution for businesses, municipalities, and specialized industries.
Learn More
mature senior farmer standing in his field with a tractor
Invest in Your Operation

Agricultural Loans

From operating credit to equipment, livestock, and land, our agricultural loans are designed to support every part of your operation — with local expertise you can trust.
Learn More
commercial real estate business people walking outside building
Financing for Any Property

Commercial Real Estate (CRE) Loans

Finance the purchase, construction, or renovation of commercial property with competitive rates and flexible structures. Local lenders guide you every step of the way.
Learn More
Smiling business owner walking through aisles of inventory
Flexible Funding Options

Business Term Loans & Lines of Credit

Flexible financing to help you manage cash flow, cover expenses, or prepare for seasonal needs. With competitive rates and reusable lines of credit, you only pay interest on what you use.
Learn More
Woman wearing apron standing in front of her store with an "Open" sign on the door.
Government Backed Financing

Small Business Administration (SBA) Loans

SBA loans make it easier to finance growth with lower down payments and longer repayment terms. They’re a smart option for expanding, upgrading, or strengthening cash flow.
Learn More
Four construction professionals in hard hats and safety vests converse outdoors.
Lease What Your Team Needs

Commercial & Municipal Leasing Loans

Lease equipment, vehicles, or machinery with no upfront costs and predictable payments. A flexible solution for businesses, municipalities, and specialized industries.
Learn More
mature senior farmer standing in his field with a tractor
Invest in Your Operation

Agricultural Loans

From operating credit to equipment, livestock, and land, our agricultural loans are designed to support every part of your operation — with local expertise you can trust.
Learn More
commercial real estate business people walking outside building
Financing for Any Property

Commercial Real Estate (CRE) Loans

Finance the purchase, construction, or renovation of commercial property with competitive rates and flexible structures. Local lenders guide you every step of the way.
Learn More
Smiling business owner walking through aisles of inventory
Flexible Funding Options

Business Term Loans & Lines of Credit

Flexible financing to help you manage cash flow, cover expenses, or prepare for seasonal needs. With competitive rates and reusable lines of credit, you only pay interest on what you use.
Learn More
Woman wearing apron standing in front of her store with an "Open" sign on the door.
Government Backed Financing

Small Business Administration (SBA) Loans

SBA loans make it easier to finance growth with lower down payments and longer repayment terms. They’re a smart option for expanding, upgrading, or strengthening cash flow.
Learn More