Make Waves This Summer with a 1% Boat Loan Rate Discount

Hit the Water for Less

Summer memories start on the water — and we’re here to help you get there. For a limited time, qualified borrowers can enjoy a 1% discount off their approved rate on new boat purchases.

Finance $15,000 or more toward a qualifying boat — including pontoons, fishing boats, and speed boats — and take advantage of special savings designed to get you cruising sooner.

If your dream boat is calling, there’s no better moment to answer. 

Get Pre-Approved

*Offer valid April 1–September 30, 2026. Eligible applicants will receive a 1% discount off the rate assigned at the time of application, based on credit approval. Minimum loan amount of $15,000 required. Offer applies to new boat purchases only; refinances are not eligible. Qualifying boats include speed boats, pontoons, and fishing boats. Jet skis, personal watercraft, and other water toys are not eligible. Boat trailers may qualify if included on the dealership purchase agreement as part of the boat purchase. All applications are subject to underwriting review to determine eligibility for the promotional rate discount. Additional terms and conditions may apply. This is not an offer for extension of credit or a commitment to lend.

Key Features

  • Competitive Rates
  • Tailored Terms
  • Quick, Local Processing

Summer is Better Spent on the Water

Boat Loan Special

Whether you like to cruise, fish, or explore Michigan’s lakes and rivers, there’s a perfect spot on the water waiting for you. Let us help you get there with an Isabella Bank boat loan!

  • Make your next day on the water even more memorable
  • Competitive rates for new boats, including pontoons, fishing boats, and speed boats
  • 1% discount off your approved rate on qualifying new boat purchases of $15,000 or more (limited time; for qualified borrowers)
  • Up to 100% financing available for qualified buyers
  • A wide range of terms customized to your situation
  • Pre-approval available for extra bargaining power at time of purchase
  • Local Mid-Michigan decision-making and processing
  • Attentive, friendly service from start to finish

Get Pre-Approved

Our team of experts are here to help!

Call us today at 800.651.9111