Student Checking Account

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Take Charge of Your Own Finances Today

Managing finances as a student comes with its own unique challenges. But with our Student Checking Account1, there’s no reason to wait for benefits meant just for you. You’ll have no monthly service fee, no minimum balance requirements, and free Mastercard® debit card with Isabella Bank Rewards2. Along with lots of other perks!

Easy and Convenient Account Features:

  • $1 minimum deposit to open
  • Unlimited monthly transactions
  • Free Classic Mastercard® debit card with Isabella Bank Rewards2
    • Gold & Platinum debit cards available to those 18+
  • Surcharge-free withdrawals at more than 55,000 locations with the Allpoint ATM Network 
  • Free digital banking, including:3  
  • Free mobile pay services available
  • Free telephone banking available

Smart Student Banking

Designed for students: no fees, no balance requirements, and perks you’ll actually use.

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Banking That Fits Your Life

More Ways to Bank with Us

Discover additional checking accounts and the benefits they offer.
local checking

Local Checking

A simplified account with added perks and no minimum balance requirements.
anywhere checking

Anywhere Checking

Receive a paycheck? Add your direct deposit to avoid fees.
elite checking

Elite Checking

Earns interest on balances of $1,000 or more and tiered interest.
senior tailored checking

Senior (Tailored) Checking

Exclusively for customers 55+, earn interest on balances of $1,000 or more.
local checking

Local Checking

A simplified account with added perks and no minimum balance requirements.
anywhere checking

Anywhere Checking

Receive a paycheck? Add your direct deposit to avoid fees.
elite checking

Elite Checking

Earns interest on balances of $1,000 or more and tiered interest.
senior tailored checking

Senior (Tailored) Checking

Exclusively for customers 55+, earn interest on balances of $1,000 or more.
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Learn Financial Skills

We're here to help you understand your finances

Our free Financial Focus program teaches our customers about the features, benefits, and functions of checking accounts among many other topics. 

Financial Focus

Discover Additional Features

From digital tools to added protections, explore features that support your everyday banking. 
young man looking at phone on couch

Zelle®

Send & Receive Money

Easily send, request, or receive money from others.
woman purchasing grocheries with her phone digital wallet mobile pay

Tap & Go

Digital Wallet

Add your card and pay securely from your phone.
student using ATM to get cash from account

Surcharge-Free

Convenient ATM Access

No withdrawal fees at Allpoint ATM Network locations.
Couple celebrating good financial news at their computer

Convenience

Online Banking

Check balances, move money, and stay in control.
young man looking at phone on couch

Zelle®

Send & Receive Money

Easily send, request, or receive money from others.
woman purchasing grocheries with her phone digital wallet mobile pay

Tap & Go

Digital Wallet

Add your card and pay securely from your phone.
student using ATM to get cash from account

Surcharge-Free

Convenient ATM Access

No withdrawal fees at Allpoint ATM Network locations.
Couple celebrating good financial news at their computer

Convenience

Online Banking

Check balances, move money, and stay in control.

1This account is intended for active students and is limited to one account per individual who is 24 years of age or less. At age 25 the account will be converted to our Anywhere Checking Account and subject to the terms and agreements of that account, including possible monthly fees.

2Isabella Bank does not charge for issuing a debit card, however you may incur transaction fees when you use the card at a merchant or at an ATM. Additional fees apply if enrolling in the Gold or Platinum Rewards Card program. 

3Third party data and text messaging charges and/or internet services may apply. Please contact your provider for details.

4A monthly paper statement fee will be charged to all checking accounts not enrolled for electronic statements through our online banking services. For additional information on how to avoid this fee, please see a teller or a deposit account specialist.