Best for Everyday Simplicity
Local Checking
- No monthly fee
- No minimum balance
- Free Mobile Deposit3
- Free Online & Mobile Banking Access3,4
- Free Debit Card2
Compare Our Checking Accounts
Checking Accounts Built for Your Lifestyle
Find the right checking account for your needs with five flexible options in Mid-Michigan. Enjoy unlimited monthly transactions, no hidden fees, and personalized local service.
- Easy account opening with only a $1 minimum deposit.
- Earn points on everyday spending with Isabella Bank Rewards when you shop with your debit card.
- Enjoy unlimited monthly transactions on every checking account.
- Save on no withdrawal fees with access to the Allpoint ATM Network.
- Switch direct deposits in minutes with ClickSWITCH.
- Seamlessly update your automated payments on your card with CardSwap.
Your Checking Account, Your Everyday Banking
Open any Isabella Bank checking account with just a $1 minimum opening deposit. Enjoy smart features, local service, and account options built around your needs. Each account is designed for different goals, making it easy to find the right fit.
Best for Regular Direct Deposit
Anywhere Checking
- Enjoy no monthly fee with one monthly direct deposit1
- No minimum balance
- Free Mobile Deposit3
- Free Online & Mobile Banking Access3
- Free Debit Card2
Best for Ages 55 and Up
Senior Checking
- No monthly fee
- Earns interest on balances $1,000+
- Free Mobile Deposit3
- Free Online & Mobile Banking Access3,4
- Free Debit Card2
- Free wallet checks
Best for Higher Balances
Elite Checking
- Enjoy no monthly fee by maintaining a $2,000 minimum average balance5
- Earns interest on balances $1,000+
- Free Mobile Deposit3
- Free Online & Mobile Banking Access3,4
- Free Debit Card2
Best for Students
Student Checking
- No monthly fee
- No minimum balance
- Free Mobile Deposit3
- Free Online & Mobile Banking Access3
- Free Debit Card2
- Unlimited Person-to-Person Payments
- Unlimited BillPay
Best for Everyday Simplicity
Local Checking
- No monthly fee
- No minimum balance
- Free Mobile Deposit3
- Free Online & Mobile Banking Access3,4
- Free Debit Card2
Best for Regular Direct Deposit
Anywhere Checking
- Enjoy no monthly fee with one monthly direct deposit1
- No minimum balance
- Free Mobile Deposit3
- Free Online & Mobile Banking Access3
- Free Debit Card2
Best for Ages 55 and Up
Senior Checking
- No monthly fee
- Earns interest on balances $1,000+
- Free Mobile Deposit3
- Free Online & Mobile Banking Access3,4
- Free Debit Card2
- Free wallet checks
Best for Higher Balances
Elite Checking
- Enjoy no monthly fee by maintaining a $2,000 minimum average balance5
- Earns interest on balances $1,000+
- Free Mobile Deposit3
- Free Online & Mobile Banking Access3,4
- Free Debit Card2
Best for Students
Student Checking
- No monthly fee
- No minimum balance
- Free Mobile Deposit3
- Free Online & Mobile Banking Access3
- Free Debit Card2
- Unlimited Person-to-Person Payments
- Unlimited BillPay
1The $5 monthly fee will be waived with a direct deposit into the account during the statement cycle.
2Isabella Bank does not charge for issuing debit card, however you may incur transaction fees when you use the card at a merchant or at an ATM. Additional fees apply if enrolling in the Gold or Platinum Rewards Card program.
3Third party data and text messaging charges and/or internet services may apply. Please contact your provider for details.
4Additional fees apply for Bill Pay (Local Checking), Person-to-Person Payments (Local Checking), and Bank-to-Bank Transfers (Local Checking, Senior Checking, Elite Checking). Please contact us for details.
5The $8 monthly fee will be waived with monthly average balance of $2,000 in the account during the statement cycle.
2Isabella Bank does not charge for issuing debit card, however you may incur transaction fees when you use the card at a merchant or at an ATM. Additional fees apply if enrolling in the Gold or Platinum Rewards Card program.
3Third party data and text messaging charges and/or internet services may apply. Please contact your provider for details.
4Additional fees apply for Bill Pay (Local Checking), Person-to-Person Payments (Local Checking), and Bank-to-Bank Transfers (Local Checking, Senior Checking, Elite Checking). Please contact us for details.
5The $8 monthly fee will be waived with monthly average balance of $2,000 in the account during the statement cycle.
Explore All Checking Account Options
