Skip to main content

Boat Loan Special

Hit the Water for Less

Own the water this summer with a limited‑time 1% boat loan rate discount.*

Start Cruising Sooner with a Boat Loan

Summer memories start on the water — and we’re here to help you get there. For a limited time, qualified borrowers can enjoy a 1% discount off their approved rate* on new boat purchases.

Finance $15,000 or more toward a qualifying boat — including pontoons, fishing boats, and speed boats — and take advantage of special savings designed to get you cruising sooner.

Whether you like to cruise, fish, or explore Michigan’s lakes and rivers, there’s a perfect spot on the water waiting for you. Let us help you get there with an Isabella Bank boat loan!

  • Make your next day on the water even more memorable.
  • Competitive rates for new boats, including pontoons, fishing boats, and speed boats.
  • Up to 100% financing available for qualified buyers.
  • A wide range of terms customized to your situation.
  • Pre-approval available for extra bargaining power at time of purchase.
  • Local Mid-Michigan decision-making and processing.
  • Attentive, friendly service from start to finish.

Make Waves

If your dream boat is calling, there’s no better moment to answer.

Benefits of borrowing from Isabella Bank

boat loans

Competitive Rates for Your New Boat

Document icon

Range of Terms

Handshake icon

Quick, Local Processing

peaceful view of scenery at the lakehouse

Our team of experts is here to help!

Call us today at (800) 651-9111.

*Offer valid April 1–September 30, 2026. Eligible applicants will receive a 1% discount off the rate assigned at the time of application, based on credit approval. Minimum loan amount of $15,000 required. Offer applies to new boat purchases only; refinances are not eligible. Qualifying boats include speed boats, pontoons, and fishing boats. Jet skis, personal watercraft, and other water toys are not eligible. Boat trailers may qualify if included on the dealership purchase agreement as part of the boat purchase. All applications are subject to underwriting review to determine eligibility for the promotional rate discount. Additional terms and conditions may apply. This is not an offer for extension of credit or a commitment to lend.

All loans subject to credit approval.