Our Commercial Lenders

David Brown

David Brown

Senior Commercial Loan Officer, VP

NMLS# 987223
Office: (989) 754-0388
Email David

David has more than 25 years of banking experience in retail banking, credit analysis, and commercial lending roles. As a vice president and senior commercial lender, he is responsible for developing new business relationships, identifying financing needs of clients, and representing Isabella Bank at community events. 

David earned a bachelor’s degree from Northwood University and is a graduate of the Saginaw County Chamber of Commerce’s Leadership Saginaw County program. Outside of work, he serves on the boards of the Saginaw Community Foundation and Michigan Health Improvement Alliance, is a Saginaw County Chamber diplomat, and volunteers teaching financial literacy to youth and adults.

Compare Your Business Loan Options

Find the right financing solution for your business—from everyday working capital to long-term growth projects. Compare loan types to see what best fits your goals. 
Four construction professionals in hard hats and safety vests converse outdoors.
Lease What Your Team Needs

Commercial & Municipal Leasing Loans

Lease equipment, vehicles, or machinery with no upfront costs and predictable payments. A flexible solution for businesses, municipalities, and specialized industries.
Learn More
mature senior farmer standing in his field with a tractor
Invest in Your Operation

Agricultural Loans

From operating credit to equipment, livestock, and land, our agricultural loans are designed to support every part of your operation — with local expertise you can trust.
Learn More
commercial real estate business people walking outside building
Financing for Any Property

Commercial Real Estate (CRE) Loans

Finance the purchase, construction, or renovation of commercial property with competitive rates and flexible structures. Local lenders guide you every step of the way.
Learn More
Smiling business owner walking through aisles of inventory
Flexible Funding Options

Business Term Loans & Lines of Credit

Flexible financing to help you manage cash flow, cover expenses, or prepare for seasonal needs. With competitive rates and reusable lines of credit, you only pay interest on what you use.
Learn More
Woman wearing apron standing in front of her store with an "Open" sign on the door.
Government Backed Financing

Small Business Administration (SBA) Loans

SBA loans make it easier to finance growth with lower down payments and longer repayment terms. They’re a smart option for expanding, upgrading, or strengthening cash flow.
Learn More
Four construction professionals in hard hats and safety vests converse outdoors.
Lease What Your Team Needs

Commercial & Municipal Leasing Loans

Lease equipment, vehicles, or machinery with no upfront costs and predictable payments. A flexible solution for businesses, municipalities, and specialized industries.
Learn More
mature senior farmer standing in his field with a tractor
Invest in Your Operation

Agricultural Loans

From operating credit to equipment, livestock, and land, our agricultural loans are designed to support every part of your operation — with local expertise you can trust.
Learn More
commercial real estate business people walking outside building
Financing for Any Property

Commercial Real Estate (CRE) Loans

Finance the purchase, construction, or renovation of commercial property with competitive rates and flexible structures. Local lenders guide you every step of the way.
Learn More
Smiling business owner walking through aisles of inventory
Flexible Funding Options

Business Term Loans & Lines of Credit

Flexible financing to help you manage cash flow, cover expenses, or prepare for seasonal needs. With competitive rates and reusable lines of credit, you only pay interest on what you use.
Learn More
Woman wearing apron standing in front of her store with an "Open" sign on the door.
Government Backed Financing

Small Business Administration (SBA) Loans

SBA loans make it easier to finance growth with lower down payments and longer repayment terms. They’re a smart option for expanding, upgrading, or strengthening cash flow.
Learn More