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Our Commercial Lenders

Andy Valdespina

Andy Valdespina

Business Development Associate

NMLS# 1690055
Office: (231) 796-8507

Andy has nearly a decade of experience in banking and financial services and is based at Isabella Bank’s Big Rapids branch. As a business development associate, he focuses on identifying new business opportunities, building and maintaining client relationships, and supporting customer and revenue growth throughout Mecosta County.  

Andy earned a bachelor's degree from Central Michigan University. Outside of work, he is committed to giving back to the community by supporting local schools and youth athletic programs in the greater Big Rapids area. In his free time, he enjoys spending time with friends and family. 

Compare Your Business Loan Options

Find the right financing solution for your business—from everyday working capital to long-term growth projects. Compare loan types to see what best fits your goals. 
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Lease What Your Team Needs

Commercial & Municipal Leasing Loans

Lease equipment, vehicles, or machinery with no upfront costs and predictable payments. A flexible solution for businesses, municipalities, and specialized industries.
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Invest in Your Operation

Agricultural Loans

From operating credit to equipment, livestock, and land, our agricultural loans are designed to support every part of your operation — with local expertise you can trust.
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Financing for Any Property

Commercial Real Estate (CRE) Loans

Finance the purchase, construction, or renovation of commercial property with competitive rates and flexible structures. Local lenders guide you every step of the way.
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Flexible Funding Options

Business Term Loans & Lines of Credit

Flexible financing to help you manage cash flow, cover expenses, or prepare for seasonal needs. With competitive rates and reusable lines of credit, you only pay interest on what you use.
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Government Backed Financing

Small Business Administration (SBA) Loans

SBA loans make it easier to finance growth with lower down payments and longer repayment terms. They’re a smart option for expanding, upgrading, or strengthening cash flow.