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Our Commercial Lenders

Brian Goward headshot

Brian Goward

Regional President

Fax: 989.842.3448
Brian Goward is the South Region President for Isabella Bank.  Brian is responsible for the Breckenridge, Hemlock, Ithaca and Shepherd branches.  Goward has been with the Bank since June 1999. 

Brian has 29 years of banking experience with background in credit underwriting, commercial lending, and agricultural lending.  Brian attended Michigan State University earning a degree in Finance and graduated from the Graduate School of Banking at the University of Wisconsin Madison. 

Brian is an active participant in the community currently serving as a board member of Gratiot Area Chamber of Commerce, Greater Gratiot Development, Inc., Breckenridge Area Action Association, and Wheeler Township Planning Commission.  Goward is active in the Breckenridge FFA Alumni and Supporters having previously served as its Treasurer and President.  Past involvements include serving on the Wheeler Township Board, Breckenridge Rotary, and Breckenridge – Wheeler Township Fire and Rescue Board.

Compare Your Business Loan Options

Find the right financing solution for your business—from everyday working capital to long-term growth projects. Compare loan types to see what best fits your goals. 
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Lease What Your Team Needs

Commercial & Municipal Leasing Loans

Lease equipment, vehicles, or machinery with no upfront costs and predictable payments. A flexible solution for businesses, municipalities, and specialized industries.
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Invest in Your Operation

Agricultural Loans

From operating credit to equipment, livestock, and land, our agricultural loans are designed to support every part of your operation — with local expertise you can trust.
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Financing for Any Property

Commercial Real Estate (CRE) Loans

Finance the purchase, construction, or renovation of commercial property with competitive rates and flexible structures. Local lenders guide you every step of the way.
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Flexible Funding Options

Business Term Loans & Lines of Credit

Flexible financing to help you manage cash flow, cover expenses, or prepare for seasonal needs. With competitive rates and reusable lines of credit, you only pay interest on what you use.
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Government Backed Financing

Small Business Administration (SBA) Loans

SBA loans make it easier to finance growth with lower down payments and longer repayment terms. They’re a smart option for expanding, upgrading, or strengthening cash flow.