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Our Commercial Lenders

Tom Gross headshot

Tom Gross

Senior Commercial Loan Officer, VP

Fax: 989.644.3596
Tom Gross is Senior Commercial Loan Officer and Vice President at Isabella Bank, serving customers throughout the Isabella County footprint. He brings nearly two decades of experience in commercial lending and business development.

Tom earned his bachelor’s degree in Accounting from Michigan State University in 2003. He began his career as a Credit Analyst and Financial Services Officer at GreenStone Farm Credit Services before joining Isabella Bank in 2006. He is a Dale Carnegie Trusted Advisor graduate and completed the Rollie Denison Leadership Institute, an intensive program focused on leadership, economic development, business ethics, and business law with the goal of preparing individuals to be future leaders in the greater Mt. Pleasant community.

Tom is actively involved in the community, serving as treasurer of the Beal City Public Schools Board and previously as president of the Mt. Pleasant Rotary Club. He lives in Beal City with his wife, Amanda, and their four children: Lauren, Collin, Avery, and Brady. Outside of work, Tom enjoys spending time with family and friends, golfing, and cheering on Spartan and Aggie athletics.

Compare Your Business Loan Options

Find the right financing solution for your business—from everyday working capital to long-term growth projects. Compare loan types to see what best fits your goals. 
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Lease What Your Team Needs

Commercial & Municipal Leasing Loans

Lease equipment, vehicles, or machinery with no upfront costs and predictable payments. A flexible solution for businesses, municipalities, and specialized industries.
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Invest in Your Operation

Agricultural Loans

From operating credit to equipment, livestock, and land, our agricultural loans are designed to support every part of your operation — with local expertise you can trust.
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Financing for Any Property

Commercial Real Estate (CRE) Loans

Finance the purchase, construction, or renovation of commercial property with competitive rates and flexible structures. Local lenders guide you every step of the way.
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Flexible Funding Options

Business Term Loans & Lines of Credit

Flexible financing to help you manage cash flow, cover expenses, or prepare for seasonal needs. With competitive rates and reusable lines of credit, you only pay interest on what you use.
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Government Backed Financing

Small Business Administration (SBA) Loans

SBA loans make it easier to finance growth with lower down payments and longer repayment terms. They’re a smart option for expanding, upgrading, or strengthening cash flow.