Personal Term Loans

• Fund almost any dream, goal, or plan affordably
• Competitive rates for a wide variety of personal needs:
• Vehicle repairs or updates
• Family vacation
• Education expenses
• Personal projects
• And much more!
• Repayment terms customized to fit your unique needs
• Quick, local Mid-Michigan decision-making and processing
• Detailed, attentive service from start to finish

Free financial education is available to you at Financial Focus. Learn about your credit score and how it can help you get the best deal on a loan.

Now through January 31, 2026, we're spreading cheer with a special offer just for you!

Enjoy a $175 Loan Origination Fee Waiver on new personal loans!

Now’s the perfect time to borrow smarter and save.

Let us help make your season a little brighter. To redeem this offer, click the button below and apply online today, or give us a call or visit a branch.

*$175 consumer loan processing fee waived when you close on an Isabella Bank consumer loan: auto, boat, RV, personal term, or unsecured home improvement. Offer valid from 11/1/2025 to 1/31/2026. Subject to credit approval. Promotional offer applied at closing. Available to customers who do not currently have a consumer loan with Isabella Bank. Applies to new loans only; excludes refinances, mortgages, home equity loans, and home equity lines of credit. No cash value. Offer subject to change without notice. Isabella Bank deposit account required.