Blogs

Scammers use artificial intelligence (AI) to create fake online ads that look and sound real. According to recent warnings from law enforcement, fraud losses tied to these AI-powered scams could reach $40 billion by 2027.

Isabella Bank’s Fraud Department has recently seen an increase in fake arrest scams. In these scams, fraudsters call often using a spoofed number to appear legitimate and threaten arrest for something like an unknown crime or missed jury duty. They may pressure you to send payment immediately through gift cards, credit cards, wire transfers, or payment apps to avoid jail time.

How we pay has changed dramatically in recent years, and contactless payments are leading the charge. Whether you are upgrading your system or starting to explore the options, here are five essential things to know about contactless payments.

2FA code scams are on the rise. Fake two-factor authentication (2FA) scams can trick people into handing over the security codes meant to protect their accounts. In this blog article, we explain ways to protect yourself from the scam and what to do if you do fall victim to the scam.

As a community bank based in Mid-Michigan, we’re proud to support the many farmers and agribusinesses in our footprint who help our communities thrive. If you’re looking for a way to keep your agribusiness growing and thriving, an agricultural loan with Isabella Bank could be what you’re looking for. In this blog article we'll explain six ways you may be able to use agricultural operating loans to manage critical costs.

Buy or lease? It’s a major decision that many small businesses face when it comes to acquiring real estate. To help get you started, consider the following advantages and drawbacks.

Seasonal businesses have a unique opportunity to capitalize on timely demand and harness pricing power to generate substantial revenue over a relatively short period. The downside? Small-business owners have to make ends meet 12 months a year; too often, revenue gets spread too thin. In this article, we’ll share five practical tips for optimizing your seasonal business’s finances all year.

Construction loans are designed to help homeowners fund large projects, whether it's building a new home, or making major upgrades to their current one. This guide will help you understand the key factors when securing a construction loan so that your project runs smoothly.

Fixed-rate mortgages and adjustable-rate mortgages (ARMs) are two popular choices we see homebuyers go with. In this article, we’ll explain the key differences between fixed-rate and adjustable-rate mortgages and take a closer look at how adjustable-rate mortgages work.