Annual Percentage Yield = APY. Fees may reduce earnings. Checking and Savings account interest rates are variable, set at the discretion of the bank, and may change at any time. All Certificates of Deposit require a penalty for early withdrawal.
Balance |
Interest Rate |
APY |
$1,000 < $10,000 |
0.05% |
0.05% |
$10,000 < $25,000 |
0.05% |
0.05% |
$25,000 < $50,000 |
0.06% |
0.06% |
$50,000 < $100,000 |
0.08% |
0.08% |
$100,000 < $200,000 |
0.10% |
0.10% |
$200,000 and over |
0.10% |
0.10% |
Minimum Opening Deposit |
Interest Rate |
APY |
$1 |
0.02% |
0.02% |
Balance |
Interest Rate |
APY |
$1,000 < $2,500 |
0.05% |
0.05% |
$2,500 < $10,000 |
0.05% |
0.05% |
$10,000 < $25,000 |
0.05% |
0.05% |
$25,000 < $50,000 |
0.10% |
0.10% |
$50,000 < $100,000 |
0.12% |
0.12% |
$100,000 < $200,000 |
0.12% |
0.12% |
$200,000 and over |
0.12% |
0.12% |
Premium Money Market
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Balance |
Interest Rate |
APY |
$1,000 < $25,000 |
0.00% |
0.00% |
$25,000 < $50,000 |
0.11% |
0.11% |
$50,000 < $100,000 |
0.15% |
0.15% |
$100,000 < $200,000 |
0.15% |
0.15% |
$200,000 < $500,000 |
0.15% |
0.15% |
$500,000 < $1,000,000 |
0.17% |
0.17% |
$1,000,000 and over |
0.17% |
0.17% |
Minimum Opening Deposit |
Interest Rate |
APY |
$1 |
0.05% |
0.05% |
Minimum Opening Deposit |
Interest Rate |
APY |
$1 |
0.05% |
0.05% |
Health Savings Account (HSA)
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Minimum Opening Deposit |
Interest Rate |
APY |
$1 < $5,000 |
0.05% |
0.05% |
$5,000 and over |
0.10% |
0.10% |
Certificates of Deposit (Under $10,000)
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Term |
Interest Rate |
APY |
1 Month |
0.10% |
0.10% |
2 Months |
0.10% |
0.10% |
3 - 5 Months |
0.10% |
0.10% |
6 - 11 Months |
0.25% |
0.25% |
1 Year |
0.25% |
0.25% |
2 Years |
0.40% |
0.40% |
3 Years |
0.45% |
0.45% |
4 Years |
0.45% |
0.45% |
5 Years |
0.45% |
0.45% |
Penalty for early withdrawal.
Certificates of Deposit (Over $10,000)
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Term |
Interest Rate |
APY |
1 Month |
0.10% |
0.10% |
2 Months |
0.10% |
0.10% |
3 - 5 Months |
0.10% |
0.10% |
6 - 11 Months |
0.25% |
0.25% |
1 Year |
0.30% |
0.30% |
2 Years |
0.40% |
0.40% |
3 Years |
0.45% |
0.45% |
4 Years |
0.45% |
0.45% |
5 Years |
0.60% |
0.60% |
Penalty for early withdrawal.
Individual Retirement Accounts ($100 Minimum Deposit)
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Term |
Interest Rate |
APY |
18 Months (Variable) |
0.30% |
0.30%
|
30 Months (Fixed) |
0.40% |
0.40% |
18 & 30 Month IRA CDs allow contributions at any time. The 30 Month IRA CD is not eligible for rollover funds. Penalty for early withdrawal.
Individual Retirement Accounts (Under $10,000)
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Term |
Interest Rate |
APY |
12 Months (Fixed) |
0.25% |
0.25% |
18 Months (Fixed) |
0.30% |
0.30% |
24 Months (Fixed) |
0.40% |
0.40% |
36 Months (Fixed) |
0.45% |
0.45% |
48 Months (Fixed) |
0.45% |
0.45% |
60 Months (Fixed) |
0.45% |
0.45% |
Penalty for early withdrawal.
Individual Retirement Accounts (Over $10,000)
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Term |
Interest Rate |
APY |
12 Months (Fixed) |
0.30% |
0.30% |
18 Months (Fixed) |
0.30% |
0.30% |
24 Months (Fixed) |
0.40% |
0.40% |
30 Months (Fixed) |
0.40% |
0.40% |
36 Months (Fixed) |
0.45% |
0.45% |
48 Months (Fixed) |
0.45% |
0.45% |
60 Months (Fixed) |
0.60% |
0.60% |
The 30 Month IRA CD is not eligible for rollover funds. Penalty for early withdrawal.
CDARS CD and ICS Money Market ($200,000 or more)
For rates and terms please call 989.772.9471