Annual Percentage Yield = APY. Fees may reduce earnings. Checking and Savings account interest rates are variable, set at the discretion of the bank, and may change at any time. All Certificates of Deposit require a penalty for early withdrawal.
| Balance |
Interest Rate |
APY |
| $1,000 < $10,000 |
0.05% |
0.05% |
| $10,000 < $25,000 |
0.05% |
0.05% |
| $25,000 < $50,000 |
0.06% |
0.06% |
| $50,000 < $100,000 |
0.08% |
0.08% |
| $100,000 < $200,000 |
0.10% |
0.10% |
| $200,000 and over |
0.10% |
0.10% |
| Minimum Opening Deposit |
Interest Rate |
APY |
| $1 |
0.02% |
0.02% |
| Balance |
Interest Rate |
APY |
| $1,000 < $2,500 |
0.05% |
0.05% |
| $2,500 < $10,000 |
0.05% |
0.05% |
| $10,000 < $25,000 |
0.05% |
0.05% |
| $25,000 < $50,000 |
0.10% |
0.10% |
| $50,000 < $100,000 |
0.17% |
0.17% |
| $100,000 < $200,000 |
0.35% |
0.35% |
| $200,000 and over |
0.50% |
0.50% |
Premium Money Market
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| Balance |
Interest Rate |
APY |
| $1,000 < $25,000 |
0.00% |
0.00% |
| $25,000 < $50,000 |
0.11% |
0.11% |
| $50,000 < $100,000 |
0.15% |
0.15% |
| $100,000 < $200,000 |
0.50% |
0.50% |
| $200,000 < $500,000 |
0.50% |
0.50% |
| $500,000 < $1,000,000 |
0.70% |
0.70% |
| $1,000,000 and over |
0.70% |
0.70% |
| Minimum Opening Deposit |
Interest Rate |
APY |
| $1 |
0.05% |
0.05% |
| Minimum Opening Deposit |
Interest Rate |
APY |
| $1 |
0.05% |
0.05% |
Health Savings Account (HSA)
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| Minimum Opening Deposit |
Interest Rate |
APY |
| $1 < $5,000 |
0.05% |
0.05% |
| $5,000 and over |
0.10% |
0.10% |
Certificates of Deposit (Under $10,000)
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| Term |
Interest Rate |
APY |
| 1 Month |
0.25% |
0.25% |
| 2 Months |
0.25% |
0.25% |
| 3 - 5 Months |
0.25% |
0.25% |
| 6 - 11 Months |
0.60% |
0.60% |
| 1 Year |
1.50% |
1.51% |
| 2 Years |
1.50% |
1.51% |
| 3 Years |
1.25% |
1.26% |
| 4 Years |
1.20% |
1.21% |
| 5 Years |
1.25% |
1.26% |
Penalty for early withdrawal.
Certificates of Deposit (Over $10,000)
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| Term |
Interest Rate |
APY |
| 1 Month |
0.25% |
0.25% |
| 2 Months |
0.25% |
0.25% |
| 3 - 5 Months |
0.25% |
0.25% |
| 6 - 11 Months |
0.60% |
0.60% |
| 1 Year |
1.50% |
1.51% |
| 2 Years |
1.50% |
1.51% |
| 3 Years |
1.25% |
1.26% |
| 4 Years |
1.20% |
1.21% |
| 5 Years |
1.25% |
1.26% |
Penalty for early withdrawal.
Individual Retirement Accounts ($100 Minimum Deposit)
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| Term |
Interest Rate |
APY |
| 18 Months (Variable) |
0.60% |
0.60%
|
| 30 Months (Fixed) |
0.90% |
0.90% |
18 & 30 Month IRA CDs allow contributions at any time. The 30 Month IRA CD is not eligible for rollover funds. Penalty for early withdrawal.
Individual Retirement Accounts (Under $10,000)
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| Term |
Interest Rate |
APY |
| 12 Months (Fixed) |
1.50% |
1.51% |
| 18 Months (Fixed) |
1.50% |
1.51% |
| 24 Months (Fixed) |
1.50% |
1.51% |
| 36 Months (Fixed) |
1.25% |
1.26% |
| 48 Months (Fixed) |
1.20% |
1.21% |
| 60 Months (Fixed) |
1.25% |
1.26% |
Penalty for early withdrawal.
Individual Retirement Accounts (Over $10,000)
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| Term |
Interest Rate |
APY |
| 12 Months (Fixed) |
1.50% |
1.51% |
| 18 Months (Fixed) |
1.50% |
1.51% |
| 24 Months (Fixed) |
1.50% |
1.51% |
| 30 Months (Fixed) |
0.90% |
0.90% |
| 36 Months (Fixed) |
1.25% |
1.26% |
| 48 Months (Fixed) |
1.20% |
1.21% |
| 60 Months (Fixed) |
1.25% |
1.26% |
The 30 Month IRA CD is not eligible for rollover funds. Penalty for early withdrawal.
CDARS CD and ICS Money Market ($200,000 or more)
For rates and terms please call 989.772.9471
