Home Improvement Loan

• Make major home improvements with affordable financing
• $15,000 maximum loan amount
• Interest rate based on credit history
• Loan can only be used for purchased property you occupy (not valid on rentals)
• No equity required
• Customized repayment terms tailored to you
• Local Mid-Michigan decision-making and processing
• Helpful, personalized service throughout the entire process

Create a brighter future with free financial education through Financial Focus. Learn about a variety of mortgage and homeownership topics.

Now through January 31, 2026, we're spreading cheer with a special offer just for you!

Enjoy a $175 Loan Origination Fee Waiver on new personal loans!

Now’s the perfect time to borrow smarter and save.

Let us help make your season a little brighter. To redeem this offer, click the button below and apply online today, or give us a call or visit a branch.

*$175 consumer loan processing fee waived when you close on an Isabella Bank consumer loan: auto, boat, RV, personal term, or unsecured home improvement. Offer valid from 11/1/2025 to 1/31/2026. Subject to credit approval. Promotional offer applied at closing. Available to customers who do not currently have a consumer loan with Isabella Bank. Applies to new loans only; excludes refinances, mortgages, home equity loans, and home equity lines of credit. No cash value. Offer subject to change without notice. Isabella Bank deposit account required.