Local Savings Account

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Saving for Your Everyday Needs

No matter what your financial goals might be, our low-cost Local Savings Account makes saving easy and convenient. How easy? You’ll only need a $1 minimum deposit to open your account and enjoy unlimited withdrawals with no fees. And with our competitive interest rate, your money will work harder for you. Did we mention free digital banking?

Account Features That Make Saving Easier:

  • Competitive interest on entire balance1
  • Unlimited withdrawals with no fees
  • $1 minimum deposit to open
  • Avoid $9 quarterly service fee by maintaining a $200 minimum average balance1
  • Free digital banking, including:2
  • Free telephone banking available
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Save for Everyday

Saving made easy with a $1 minimum deposit to open, no‑fee withdrawals, and competitive earnings.

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Banking That Fits Your Life

More Ways to Save with Us

Discover additional ways to save. We offer multiple ways for you to save so you can reach your goals.

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Certificates of Deposit (CDs)

Our CDs have guaranteed earnings at a fixed rate for the time horizon you choose.
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Individual Retirement Accounts (IRAs)

Whether Traditional, Roth, or Coverdell ESA. Our IRAs come with competitive interest rates and tax advantages.
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Money Market Account

Make the most of your higher savings balance, plus you maintain easy access to your funds.
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Kids Club Savings

It’s never too early to teach them the importance of saving. Available to kids and teens through age 17 with no monthly service fee.
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Health Savings Account

Save for healthcare costs with tax advantages.
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Holiday Club Savings

It’ll definitely be a blue Christmas if you forget to save! Make deposits anytime and no minimum balance requirements.
certificate of deposit cd

Certificates of Deposit (CDs)

Our CDs have guaranteed earnings at a fixed rate for the time horizon you choose.
individual retirement accounts iras

Individual Retirement Accounts (IRAs)

Whether Traditional, Roth, or Coverdell ESA. Our IRAs come with competitive interest rates and tax advantages.
money market account

Money Market Account

Make the most of your higher savings balance, plus you maintain easy access to your funds.
kids club savings account bees

Kids Club Savings

It’s never too early to teach them the importance of saving. Available to kids and teens through age 17 with no monthly service fee.
Shield with plus icon

Health Savings Account

Save for healthcare costs with tax advantages.
holiday club savings account

Holiday Club Savings

It’ll definitely be a blue Christmas if you forget to save! Make deposits anytime and no minimum balance requirements.
summer day tree sunshine growth

Learn More About Saving

Financial Literacy Is Important

Our free Financial Focus program teaches our customers about how to save money and the options available to them. 

Financial Focus

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Safely send and receive money with friends, family.
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Flexible Funding

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Anytime-Anywhere

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Zelle®

Safely send and receive money with friends, family.
family enjoying road trip in their new car

Flexible Funding

Personal Loans

Find the right loan for your goals with flexible options, and competitive rates.
Young woman smiling, using her smartphone

Anytime-Anywhere

Banking Services

Discover secure, convenient banking tools designed to fit your life.
man relaxing on his couch at home living room

Buy, Refinance, or Invest

Home Loans

Discover mortgage and home loan options designed to make your dream home a reality.

1Contact your local deposit specialist for additional information.

2Third party data and text messaging charges and/or internet services may apply. Please contact your provider for details.

3A quarterly paper statement fee will apply to all savings accounts not enrolled for electronic statements through our online banking services. For additional information on how to avoid this fee, please see a teller or a deposit account specialist.