Business Money Market Accounts

Boost business savings with competitive rates.
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Smarter Savings, Stronger Business

For businesses seeking a balance between earning power and easy access to cash, our Money Market Account is a smart, secure solution. Designed for companies that seek higher interest earnings without sacrificing liquidity, this account helps your business savings work harder — while you maintain control of your cash flow.

Maximize Your Business Savings

Our Business Money Market Savings Account rewards higher balances with tiered interest rates — so the more you save, the more you earn. You’ll also enjoy added flexibility and convenient access to funds, giving your business the freedom to act when opportunities arise.

Account Benefits

  • Competitive tiered rates.1 
  • Higher balances earn higher rates. 
  • $1 minimum deposit to open (Business Money Market), $25,000 minimum (Business Premium Money Market).
  • Avoid monthly service fees by maintaining minimum average balances (Business Money Market $2,500, Business Premium Money Market $25,000).
  • Free Business Online Banking.3
  • Free debit card so you can get cash when you need it.2
  • Additional business services available.
  • Direct check writing for added flexibility.
  • Quick access to funds through online transfers, in‑person withdrawals, and limited check writing.
  • Secure digital banking tools to manage your account anytime.
See our Rates
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Questions?

Contact our team of experts today if you have any questions.

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Business Premium Money Market Savings Account Interest Rates

Rates current as of April 6, 2026. Annual Percentage Yield = APY. Fees may reduce earnings. Checking and Savings account interest rates are variable, set at the discretion of the bank, and may change at any time after the account is opened. 
Balance Interest Rate APY
$1,000 < $25,000 0.00% 0.00%
$25,000 < $50,000 0.75% 0.75%
$50,000 < $100,000 0.90% 0.90%
$100,000 < $200,000 1.34% 1.35%
$200,000 < $500,000 1.73% 1.74%
$500,000 < $1,000,000 2.22% 2.24%
$1,000,000 and over 2.27% 2.29%

Business Money Market Savings Account Interest Rates

Rates current as of April 6, 2026. Annual Percentage Yield = APY. Fees may reduce earnings. Checking and Savings account interest rates are variable, set at the discretion of the bank, and may change at any time after the account is opened. 
Balance Interest Rate APY
$1,000 < $2,500 0.10% 0.10%
$2,500 < $10,000 0.25% 0.25%
$10,000 < $25,000 0.45% 0.45%
$25,000 < $50,000 0.60% 0.60%
$50,000 < $100,000 0.90% 0.90%
$100,000 < $200,000 1.29% 1.30%
$200,000 and over 1.64% 1.65%

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Accept credit and debit cards to make it easy for customers to pay.
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Simple invoicing and payment tools built right into online banking.
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Accept credit and debit cards to make it easy for customers to pay.

1Contact your local deposit specialist for additional information and restrictions. 

2Isabella Bank does not charge for issuing a debit card, however you may incur transaction fees when you use the card at a merchant or at an ATM.

3Third party data and text messaging charges and/or internet services may apply. Please contact your provider for details.