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Employer Health Savings Accounts (HSAs)

Support your team with tax-efficient HSAs.

Save Smarter & Stay Healthier

Supporting your employees’ health and financial wellness go hand in hand. Our HSAs make it easy for employers to offer a benefit that helps teams manage medical costs today while saving for tomorrow. Whether you’re a small business or a large organization, our HSA solutions are flexible, tax-advantaged, and simple to manage.


Benefits for Employers

Our business banking team works closely with employers to set up group HSA programs quickly and easily—helping your business stand out with meaningful, cost-effective benefits. 

  • Provide a competitive advantage in recruiting and retaining talent. 
  • Simplify benefit administration with local support and convenient digital tools. 
  • Reduce payroll taxes through pre-tax employee contributions.* 
  • Encourage employees to take charge of their healthcare spending and savings.
  • Employer contributions may qualify for additional tax advantages.*
  • Low administrative burden with straightforward setup and ongoing management.

Benefits for Employees

For employees, our HSAs offer flexibility, ownership, and long-term value: 

  • Contributions are tax-free, earnings grow tax-free, and withdrawals for qualified expenses are tax-free*. 
  • Easy online and mobile access to check balances, transfer funds, and make payments. 
  • Funds stay with the employee even if they change jobs or retire. 
  • Debit card access for convenient payments at medical offices or pharmacies. 
  • Competitive interest rates help employees grow savings over time.

*Consult with a tax advisor. 

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Questions?

Contact our team of experts today if you have any questions.

Health Savings Solutions Built for Business

Strengthen Your Benefits

Give your employees affordable, taxadvantaged healthcare savings. Our HSAs make it simple for businesses to offer a valuable, easy-to-manage benefit.

Employee Health Saving Account Interest Rates

Rates current as of April 6, 2026. Annual Percentage Yield = APY. Fees may reduce earnings. Checking and Savings account interest rates are variable, set at the discretion of the bank, and may change at any time after the account is opened. 
Minimum Opening Deposit Interest Rate APY
$1 < $5,000 0.05% 0.05%
$5,000 and over 0.10% 0.10%